I have mortgage arrears. Can i still get car finance?
October 22, 2010
Total cost of credit | £ 2000 |
---|---|
Total repayment | £ 2000 |
48
monthly
payments of |
£
245
98
|
Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.
Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33.
We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.
Hi! I'm 20 years old and have had a resolved CCJ in the past. However I have been in my job for 4 years and earn around £1000 a month. Would I be able to get car finance?
Asked by Jack E
October 22, 2010
My credit rating isn't too good at the moment and i have a couple of ccj's. Although these have been sorted i need to lend £2000. Is that possible given my circumstances?
Asked by Al
October 22, 2010
Hi, my credit score is 871, i am a home owner and i was recently offered a personal loan which i wanted to use to buy a car from Santander bank. I have a full time job and i earn around £1400 after tax a month. Can i get car loan with you for a hybrid ca
Asked by Nitin Yadav
October 22, 2010
Hi, I have had defaults on credit accounts in past 12 months and also have a poor credit history.
I am in full time employment and now on top of all my credit accounts. Can I gain car finance?
Asked by Rachel h
October 22, 2010
Rachel, I was put on to 1/2 salary in December 2011 to keep my job. I had to enter into a debt management program in Feb 2011. but it was 3 months until creditors got any payments from debt management company. I came out of the program in September 2011 w
Asked by Ajb
October 22, 2010
Hello, I was looking for £5k to buy a car to get to work. Unfortunately in 2009 i defaulted on a loan and also defaulted with the bank account associated with it. The amount has risen to £5k now though charges have stopped and i recently contacted the cre
Asked by Rebecca
October 22, 2010
I experienced some financial problems in 2009 and as a result have around 18 defaults on my file. I'm currently in payment arrangements with all the creditors. Plus I have a settled ccj from march 2010. Taking all of this into account I manged to get a cr
Asked by Carrie
October 22, 2010
Hi Carrie, it'll be a struggle to be completely honest as 18 defaults is a serious amount. However, as your credit score has improved and you now have some active clean credit it is not a lost cause. As long as you're employed and can prove your income and you're on the electoral roll we have a chance. Please apply when you feel ready? Also would you have a deposit? Kind Regards, Rachel
Hi, I have 2 defaults from 2007 that have recently appeared on my credit file. My credit score is now showing as poor. I am in a long term rental and would like to get into my own car. I am on a substantial wage, and if needs be could pull a deposit toget
Asked by Kate Simpson
October 22, 2010
Yes I've been on the electoral roll at my current address for 3 years now and can prove my income. If I have a deposit of 2k, what figure do you approximate I could borrow?
Asked by Carrie
October 22, 2010
Hi, i was wondering if you can help, i have applied for finance and discovered my ex-wife has defaulted on our joint mortgage since our split. Prior to this i had a very good credit rating and everything that i owe is up to date. I am currently employed f
Asked by Leigh
October 22, 2010
Our Manchester based team are ready to help you.
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Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.
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